The 529 doesn’t make everyone feel comforted – many have concerns whether it’s the right investment to allow their money to be allocated into state plans. Relax – these college plans are managed by the financial investment institutions; the state itself does not hold sway over your funds. If you are unhappy with the plan you selected, although you cannot change the option, you are welcome to roll the plan over to another state’s 529 college option. Most states allow you to do so without penalty, and without residency restrictions. You are allowed to do this at any time, over any 12-month period.
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